556 556 556 556 556 556 556 556 Park Avenue Securities | 2,349 followers on LinkedIn. PARK AVENUE SECURITIES LLC is a Connecticut LLC filed on August 19, 1999. According toits SEC-filed Form ADV, Park Avenue Securities has26disclosures on its record. endobj 556 556 333 500 277 556 500 722 ymca summer camp 2022 san diego. material provided are for general information, and should not be considered a solicitation for the purchase or 12 0 obj Also, scroll over any city to learn about the cost of living in retirement for that location. Robert Wayne Pearce of The Law Offices of Robert Wayne Pearce, P.A. Does your firm, or anyone associated with the firm, practice as a law firm? Important Disclosures | Website Terms of Use | Online Privacy Statement. >> Does your firm recommend securities that it or its affiliates underwrite, or in which it serves as general or managing partner? Fees & Compensation. /Type /FontDescriptor /FirstChar 32 . What does this mean and why is it important? 0 222 222 333 333 350 556 1000 I would most certainly recommend his services to family and friends without hesitation. Since our founding in 1860, our long-term view has helped our customers prepare for whatever life brings whether starting a family, planning for the future or taking care of employees. New York time at the offices of Winston & Strawn LLP at 200 Park Avenue, New York, New York 10166 and via live webcast at with the password of . 333 333 365 556 833 833 833 610 Our commitments rest on a strong financial foundation, which at year-end 2019 included $9.3 billion in capital and $1.7 billion in operating income. Securities products/services and advisory services offered through Park Avenue Securities LLC, a registered broker-dealer and registered investment adviser. << There are no guarantees that working with an adviser will yield positive returns. This field is for validation purposes and should be left unchanged. Park Avenue Securities is a wholly owned subsidiary of The Guardian Life Insurance Company of America and is located at 10 Hudson Yards, New York, NY 10001. Cities where $1 million lasted the longest ranked the highest in the study. Home Brokerage Firm Review: Park Avenue Securities LLC. A Self-Regulatory Organization has previously found the firm or an advisory affiliate responsible for having an investment-related business have its authorization to do business denied, suspended, or revoked. 277 277 354 556 556 889 666 190 /)+"ddiMA_ZeZa . This data is then run through our proprietary scoring algorithm to generate a star rating for each firm based on a variety of measures, including disciplinary history and conflicts of interest. Methodology We analyzed data on average expenditures for seniors, cost of living and investment returns to determine how many years of retirement a $1 million nest egg would cover in cities across America. Why doesnt your firm use a secure website? 556 222 222 500 222 833 556 556 What does this mean and why is it important? Whether its building a long-term investment strategy for retirement, saving for college,or capital preservation, at Park Avenue Securities, we provide financial professionalswith the products and tools to help you step forward to take charge of your financial future and achieve financial success. Firm or a related person trades securities for themselves that they also recommend to their clients. 131 [457 ] /FontName /CourierNew ] Why does your firm believe in offering commission-based services to clients? Marianne has over 20 years of experience in building and leading advisory and broker dealer operations, said Lesina. As a result, we do not support personal reviews on the site. 600 600 600 600 600 600 600 600 /ToUnicode 17 0 R >> 610 610 610 610 610 556 610 556 The firm offers both standard advisory fee schedules and wrap fee programs. Home; Firm Overview. 399 548 333 333 333 576 537 333 722 277 556 722 610 833 722 777 endobj 1015 666 666 722 722 666 610 777 888-600-4667 Click to open the listings, choosing either Alphabetical Listing or Numerical Listing. Qualified participating firms must abide by investor.com Certification program's terms and conditions when utilizing an awarded "Trusted by investor.com" badge, as well as in connection with permitted enhancements to the firm's investor.com profile page. 556 556 500 389 279 389 583 0 Yes or Perhaps, if FINRA imposed a meaningful fine, the firm might not have looked the other way when it came to enforcing its own supervisory procedures. What does this mean? 333 1000 666 333 1000 0 610 0 How do these benefits affect the firms selection of a broker-dealer partner? endobj Fee Structure. CALL US TODAY FOR A FREE CONSULTATION (800) 732-2889. Try for free at rocketreach.co It's more than just business to us. endobj At the Law Offices of Robert Wayne Pearce, we have investigated Park Avenue Securities, its regulatory and customer complaints, and have also represented investors with claims of fraud, negligence, and breach of fiduciary duty against this organization and its financial advisors. Software Offered: Account aggregation software: Albridge Wealth Reporting (Albridge, an affiliate of Pershing) Envestnet Contact Information. You should not wait until its too late to file a claim. The broker-dealer is headquartered in New York City, New York with branch offices throughout the United States. Park Avenue Securities is a dually registered broker-dealer and investment advisory firm with billions of dollars in client assets under management (AUM). /FontDescriptor 5 0 R Written by investor.com. ", Broker & Financial Advisor Representation, Securities and Exchange Commission (SEC) Defense, CFTC Investigations & Enforcement Proceedings, Florida-OFR Investigations & Enforcement Proceedings, NFA Investigations & Enforcement Proceedings, Mismanagement of Trusts & Investment Accounts, North American Securities Administrators Association (NASAA), Antoinette Lawrence of Park Avenue Securities LLC, Christopher DeYoung of Park Avenue Securities, Michael Mueller formerly with Park Avenue Securities, Catherine Kennedy of Park Avenue Securities LLC, Michael Koehn of Park Avenue Securities LLC, James Breslin formerly with Park Avenue Securities LLC. /Encoding /WinAnsiEncoding SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. Related Read:Can You Sue Your Brokerage Firm? Your nominee must also initiate electronically, using DTC's DWAC system, a withdrawal of the relevant Units and a . 0 277 277 500 500 350 556 1000 There have been scores of customer complaints filed against Park Avenue Securities stockbrokers and investment advisors over the years. 600 600 600 600 600 600 600 600 277 333 556 556 556 556 259 556 InJuly 2019, FINRA alleged that the firm "disadvantaged certain retirement plan and charitable organization customers who were eligible to purchase Class A shares in certain mutual funds without a front-end sales charge." /FontDescriptor 15 0 R Restavek Freedom Tax ID: [EIN] 20-8334578 Note: All deliveries must include the name of the account (Restavek Freedom) and the account number (7340-9319).Search: Aba 021000021. February 27, 2023 . What does this mean and why is it important? This FINRA investigation revealed Park Avenue Securities failure to enforce its existing supervisory procedures into areas. Independent broker-dealers are notorious for their lax supervisory practices and procedures. While StockBrokers.com has all data verified by industry participants, it can vary from time to time. Terms of Use | Disclaimers | Privacy Policy. 600 0 600 600 600 600 600 600 333 1000 500 333 943 0 500 666 In the past ten years, firm or an advisory affiliate has been convicted of or pled guilty or nolo contendere ("no contest") in a domestic, foreign, or military court to a misdemeanor involving: investments or an investment-related business, or any fraud, false statements, or omissions, wrongful taking of property, bribery, perjury, forgery, counterfeiting, extortion, or a conspiracy to commit any of these offenses. Particularly, Park Avenue Securities was fined $300,000.00 and censured by FINRA based upon findings that the firm overcharged investors on unit investment trust transactions placed in customers' accounts. OSJ: 29800 Telegraph Road, Southfield, MI 48034, (810) 355-1328 PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America (Guardian), New York, NY. Investments can be both long-term (held for a year or longer) or short-term (held for less than a year) in nature, depending on market conditions and your needs. stream 777 722 722 722 722 666 666 610 The SEC's Office of Investor Education and Advocacy is issuing this Investor Bulletin to help educate investors about the effects of chills and freezes on an investor's ability to hold and trade securities. If youve lost money caused by Park Avenue Securities and/or its employees misconduct then the answer is, YES, you can sue Park Avenue Securities but the odds are you signed away your right to sue in court and agreed to resolve your dispute in a FINRA arbitration proceeding. What does this mean and why is it important? NSCC Member Directories. The Registered Agent on file for this company is Corporation Service Company and is located at 225 Asylum Street 20th Floor, Hartford, CT 06103. /Ascent 905 Caswell also serves as the President of Guardians wholly owned subsidiary, Innovative Underwriters (IU), a full-service brokerage general agency committed to helping FRs serve their clients with access to non-proprietary products. 333 333 389 583 277 333 277 277 She led a broad range of areas, including FR Learning and Development; The Living Balance Sheet, Guardians core philosophy and sales system; Diverse Field & Client Markets; and Supervision & Business Risk. . Your business is the culmination of a lot of hard work, long nights, and big dreams. Park Avenue Securities is a repeat offender: there are over 8 FINRA reported disciplinary proceedings citing the firm with one form of supervisory lapses or another. /Descent 211 600 600 600 600 600 600 600 600 277 333 556 556 556 556 259 556 2023 Law Offices of Robert Wayne Pearce. clears via dtc 0015 clears via dtc 0418 dealerweb/hilliard farber & co., inc. hilliard farber . Get the latest business insights from Dun & Bradstreet. /Encoding /WinAnsiEncoding As a result of these deficiencies, FINRA discovered Park Avenue Securities failed to detect the unauthorized sales of securities and the wiring of funds by a Park Avenue Securities unregistered administrative assistant who misappropriated approximately $255,300 from the Park Avenue Securities accounts of two elderly customers over a period of more than three years. They are not employees of the broker-dealer and therefore not controlled in the same manner as full-service brokerage firm representatives. The Law Offices of Robert Wayne Pearce, P.A., offers free consultations. 600 600 600 600 600 600 600 600 When? 600 600 600 600 600 600 600 600 Park Avenue Securities Review. Is your firm affiliated with a law firm in any capacity? The settlement arose out of Park Avenue Securities breaches of fiduciary duty and inadequate disclosures by the investment advisory firm in connection with its mutual fund share class selection practices and the fees it received pursuant to Rule 12b-1 under the Investment Company Act of 1940 (12b-1 fees). As a result, FINRA concluded Park Avenue Securities violated NASD Conduct Rule 3010, FINRA Rule 3110, and FINRA Rule 2010 and imposed a censure upon the brokerage and ordered it to provide a remediation to Eligible Customers and make restitution. How does your firm mitigate them? Fee-based. National Financial Network is not an affiliate or subsidiary of PAS or Guardian. natixis securities americas llc 0032: deutsche bank securities inc.- stock loan 0033: commerz markets llc/fixed inc. repo & comm. . 0 [500 ] /LastChar 255 While the markets may change, Guardians timeless values of doing the right thing, holding itself to the highest standards, and focusing on people, do not. /Type /Font 600 600 600 600 600 0 600 0 Will any of my assets be invested in those products? SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. /ItalicAngle 0 The SEC or CFTC has previously found the firm or an advisory affiliate responsible for having an investment-related business have its authorization to do business denied, suspended, or revoked. Its independent broker-dealer Business Model has grown through acquisition and organic development of primarily one and two person registered representative offices supervised remotely. 10 0 obj A subsidiary of Guardian Life Insurance Company of America. The registered representatives control their structure and costs to maximize profits and often leave the protection of investors rights and interests as their lowest priority. During Park Avenue Securities investigation of the two employees, it learned from them that other registered representatives knew about [their] contacts with Agape. Among those identified was one of their three insurance supervisors (the general agent). Give us a call at800-732-2889. A standard fee schedule is one that's typically tiered by asset level, and requires clients to pay advisory fees, custodial fees, transactional fees and more in exchange for services and investment trades. /LastChar 255 Park Avenue Securities is a wholly owned subsidiary of The Guardian Life Insurance Company of America and is located at 10 Hudson Yards, New York, NY 10001. /Ascent 832 Get the latest business insights from Dun & Bradstreet. The SEC Ordered Park Avenue Securities to cease-and-desist from those violations, censured the investment advisory firm and ordered it to pay over one half million dollars in disgorgement and prejudgment interest to the affected investors. 556 556 556 556 556 556 889 500 666 666 610 277 277 277 469 556 /Type /FontDescriptor 333 556 610 556 610 556 333 610 /W [ Every day, Guardian provides Americans the security they deserve through our insurance and wealth management products and services. /Count 31 /First 221 0 R /Last 251 0 R 600 600 600 600 600 600 600 600 Its important to have confidence in those who support you and yourfinancial representative. What does this mean and why is this important? 666 777 722 666 610 722 666 943 Park Avenue Securities and its IARs dont put many restrictions, if at all, on the types of securities it considers. 556 556 333 500 277 556 500 722 /StemV 0 Find company research, competitor information, contact details & financial data for Park Avenue Securities LLC of New York, NY. Firm offers products that have performance-based fees; the managers of those products may be incentivized to take inappropriate risks to beat their performance benchmark. The firm's website is not secure by modern internet standards. The regulator censured the broker-dealer, fined it $300,000, and ordered it to make restitution to the affected customers in the total amount of over $443,000 for those UIT sales abuses. I have had the pleasure of working with Robert for over five years now, and every interaction with him reminds me that he is smart, quick, responsive and a consummate professional. "Trusted by investor.com" status is reserved to those financial advisor firms meeting investor.com's strict requirements, beginning with earning no less than a 4.5 to 5 -star rating based on investor.com's independent Trust algorithm analysis. The NSCC member directory is made available here to all interested parties. Firm is affiliated with an insurance company or agent who may be motivated to insure clients with products that generate high sales commissions when lower cost alternatives may exist. Firm recommends securities or other investment products to advisory clients in which the firm or a related person has some other proprietary (ownership) interest that isnt related to trading or holding the security or securities themselves personally. 333 736 370 556 583 0 736 552 Visit your local Park Avenue Securities LLC at 7 Hanover Square in New York, NY to find a financial representative for everything from life insurance, annuities, and investments to dental and vision insurance and employee benefits. Guardian Life /Flags 32 park avenue securities dtc number. >> For Media Inquiries, Contact: 556 556 556 556 556 556 556 556 << /Length 345 >> Our system has identified the following conflict alerts. For instance, research has shown that mutual funds that use incentive fees take on more risk than funds that do not, and tend to double down and increase their risk following a poor performance. For further detail, see our articles on different types of advisors and financial advisor services. 556 556 556 556 556 556 556 548 With respect to such information, investor.com cannot and does not independently verify, audit, validate, assess or guarantee the adequacy, accuracy, or completeness of such information; such information is not included or otherwise incorporated within investor.com's Trust Score algorithm or review process. 600 600 600 600 600 600 600 600 The Guardian community of over 9,000 employees and our network of over 2,500 financial representatives is committed to serving with expertise when, where and how our clients need us. Posted on 1 second ago; June 24, 2022 . >> << 600 600 600 600 600 600 600 600 1 [0 ] /Descent 211 /FontName /Arial << What does this mean? 13 0 obj /Name /F3 This arrangement creates a conflict where the firm and its representatives may be motivated to insure clients with products, including annuities and life insurance, that generate high sales commissions when lower-cost alternatives may exist. /Ascent 898 While Park Avenue Securities advises clients across a variety of portfolio sizes, the average client balance is currently $194,581. All investing involves risk, including loss of principal. At Park Avenue Securities, fees vary depending on the advisor you work with. Questions to ask The opinions expressed and exclusive offers, they cannot pay to alter our recommendations, advice, ratings, or any other content throughout the site. Important Disclosures Read how DTCC puts resilience at center of business planning. Whether its building a long-term investment strategy for retirement, saving for college,or capital preservation, at Park Avenue Securities, we provide financial professionalswith the products and tools to help you step forward to take charge of your financial future and achieve financial success. Firm Profile Firm Names and Locations Its fiscal year ends in December. WASHINGTON, D.C. 20549 . This page contains links to SmartAssets financial advisor matching tool, which may or may not match you with the firm mentioned in this review or its financial professionals. Routing [ABA] Number: 011102612 Account Number: 521378085 Account Name: Development Account. endobj 556 556 556 556 556 556 556 556 endobj For example, front-running is when a financial professional buys or sell securities ahead of their client. /Widths [ 333 736 370 556 583 0 736 552 722 277 500 666 556 833 722 777 556 556 556 556 556 556 556 556 Our partners compensate us through paid advertising. Park Avenue Securities has many different complaints filed by FINRA (Financial Industry Regulatory Authority), state regulatory organizations, and investors such as yourself. As a result, unlike hedge funds, there is no historical performance for any financial advisory firm. >> For these supervisory failures, FINRA censured the broker-dealer, and fined it $175,000. Member FINRA, SIPC. Park Avenue Securities, registered in 2000, serves 53 state(s) with a licensed staff of 1,696 advisors. You can contact Park Avenue Securities by calling (888) 600-4667. For those failures, FINRA censured and fined Park Avenue Securities once again. 6 0 obj Lets discuss your case and see what we can do to help you get the compensation you need and deserve. /Flags 35 Firm can legally elect to accept commissions for their investment advisory services. 16 0 obj These Eligible Customers were instead sold Class A shares with a front-end sales charge or Class B or C shares with back-end sales charges and higher ongoing fees and expenses. A "chill" is a limitation of certain services available for a security on deposit at The Depository Trust Company ("DTC"). FMG Suite to provide information on a topic that may be of interest. What does this mean? What does this mean? The S&P 500 and Dow Jones Industrial Average closed lower for the week as investors reacted to this week's economic releases, along with comments from several Fed officials. 1740 Technology Dr Ste 530 San Jose, CA 95110. Questions to ask Questions to ask Numerical listings are convenient only if you already know the . Grappling with lingering rate hike concerns. Member FINRA, SIPC. All rights reserved. A federal regulatory agency, a state regulatory agency, or a foreign financial regulatory authority other than the SEC or CFTC has found firm or an advisory affiliate to have been involved in a violation of investment-related statutes or regulations. Park Avenue Securities is a registered broker-dealer, investment adviser and a direct, wholly-owned subsidiary of Guardian Life. 1015 666 666 722 722 666 610 777 Many customers make the mistake of contacting Park Avenue Securities without representation with an attorney about their complaints and have their complaints denied. Among other things, Park Avenue Securities allowed the general agent to be involved in the investigation. Further, that Park Avenue Securities also failed to establish, maintain and enforce a supervisory system reasonably designed to review and monitor the transmittal of funds from the accounts of its customers to third party accounts and outside entities, in violation of NASD Rules 3010, 3012(a)(2)(B)(D and FINRA Rule 2010. Disclaimer: It is our organization's primary mission to provide reviews, commentary, and analysis that are unbiased and objective. >> Consult With An Attorney Who Recovers Investment Losses Caused By Park Avenue Securities LLC Today! >> Did Park Avenue Securities Advisor Misconduct Cause You Investment Losses? Financial professionals should disclose all positions they hold (or have sold short) that they will also be recommending to their clients. 556 222 222 500 222 833 556 556 A self-regulatory organization or commodities exchange has found firm or an advisory affiliate to have been involved in a violation of its rules. has been a trial attorney for more than 40 years and has helped recover over $160 million dollars for his clients. /Subtype /TrueType No. endobj Park Avenue Securities offers investment advisory services to both non-high-net-worth and high-net-worth individuals, pension and profit-sharing plans, charitable organizations insurance businesses and companies. Investment advisory representatives (IARs)of the firm manage these programs on behalf of clients. MetWall can qualify for up to 100% first year tax depreciation under Section 179c. 10. What does this mean? representative, broker - dealer, state - or SEC - registered investment advisory firm. We then applied cost of living data from the Council for Community and Economic Research to adjust those national average spending levels based on the costs of each expense category (housing, food, healthcare, utilities, transportation and other) in each city. This could be detrimental to a client during down markets. Side-by-side management can create an incentive for the advisor to favor the larger funds, potentially leading to unequal trading costs and unfavorable trade executions for their clients. /FontDescriptor 13 0 R 277 277 354 556 556 889 666 190 In total, Park Avenue Securities manages $10.6 billion in assets. /Subtype /Type0 Depending on the IAR you work with, you may also have access to financial planning and consulting services. Questions to ask 666 777 722 666 610 722 666 943 Prior to her new role, she was Head of Practice Development in Agency Distribution where she provided Guardians Financial Representatives (FR) and their practices with critical strategies and development opportunities to grow their businesses. The named firm and its financial professionals have not reviewed, approved, or endorsed this review and are not responsible for its accuracy. Separately, Park Avenue Securities failed to establish an adequate supervisory system for review of electronic communications, in violation of NASD Rules 3010 and 2110 and FINRA Rule 2010. During the course of another FINRA investigation, the regulator discovered that Park Avenue Securities failed to apply sales charge discounts to certain customers eligible purchases of unit investment trusts (UITs) in violation of FINRA Rule 2010. /ItalicAngle 0 Investment Adviser Firm Visit SEC Site. As your financial objectives change, though, your advisor will amend your portfolio to reflect them. A regulatory agency has previously denied, suspended, or revoked the firms or an advisory affiliates registration or license or otherwise restricted their activities. Park Avenue Securities rapid growth has not been without consequences. 610 556 556 556 556 500 556 500 In the past ten years, a regulatory agency other than the SEC or CFTC has previously entered an order against this firm or an advisory affiliate in connection with an investment-related activity. 666 666 666 666 277 277 277 277 600 600 600 600 600 600 600 600 Category filter: Show All (159)Most Common (0)Technology (33)Government & Military (36)Science & Medicine (38)Business (31)Organizations (40)Slang / Jargon (5) Acronym Definition PAS Power Assisted Steering PAS Pasadena (Amtrak station code; Pasadena, CA) PAS Pediatric Academic Societies PAS Parental Alienation Syndrome PAS Publicly Available . The week got started on a softer note as investors took some money off the table following a strong showing this month. This time, FINRA increased the fine from $9000 to $25,000. Unlike HTTPS connections, HTTP connections are not encrypted. 600 600 600 600 600 600 600 600 600 600 600 600 600 600 600 0 /FontBBox [ -122 -680 623 1021 ] To file a complaint or dispute with this firm, please fill out the SEC Investor Complaint Form. /Registry (eA) FINRA imposed a censure and fine of $195,000 for those supervisory lapses. /Type /Font /Descent 211 /BaseFont /Arial,Italic What does this mean? By mail Nuveen mutual funds Regular mail: Nuveen Funds c/o DST Asset Manager Solutions, Inc. PO Box 219140 Kansas City, MO 64121-9140 Overnight or courier service The typical supervisory organization of independent broker-dealer operations is to have other independent contractors operate Offices of Supervisory Jurisdiction (OSJs) to monitor the registered representatives from geographically remote offices and then report to the main franchisors compliance office at national headquarters. 9 0 obj Firm actively engages as insurance brokers or agents, or they are affiliated with an insurance company or agency. That's our specialtylogin toNetXInvestor for online access to your Park Avenue Securities account 24/7. 722 277 500 666 556 833 722 777 /** * Error Protection API: WP_Paused_Extensions_Storage class * * @package * @since 5.2.0 */ /** * Core class used for storing paused extensions. 289288323 CHASUS33. Suite 1C SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. OSJ: 333 N Indian Hills Blvd, Claremont, CA 91711, Ph: 909-399-1100. ", "When the pressure is on, Bob is always calm and prepared to and consistently crafts a winning strategy", "Bob is one of the few very best lawyers I have worked with during my 30 year career. ] 500 500 500 333 259 333 583 0 Park Avenue Securities, registered in 2000, serves 53 state (s) with a licensed staff of 1,696 advisors. Caswell is building a comprehensive wealth management platform to help financial advisors meet the wealth management needs of their clients. 17 0 obj When financial advisor misconduct has caused you to lose substantial value to your investment accounts, you have the right to seek reimbursement from the responsible parties. As a financial advisory firm, Park Avenue Securities can provide a variety of financial planning services for Americans. Park Avenue Securities LLC (PAS) is a wholly-owned subsidiary of The Guardian Life Insurance Company of America, which has a rich heritage . /Subtype /TrueType California Insurance ID #0A97877. Firm or an advisory affiliate was previously found to have made false statements or omissions by a self-regulatory organization. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). Please consult legal or tax professionals Fees & Compensation. 556 222 222 500 222 833 556 556 What does this mean? 333 333 389 583 277 333 277 277 Then, we divided $1 million by the sum of each of those annual numbers to determine how long $1 million would cover retirement expenses in each of the cities in our study. While each of these companies provides the platform behind your financial professionalto help execute on your strategy, you benefit from the independence and entrepreneurialism we afford your financial professional at Park AvenueSecurities. Share: 10 Hudson Yards. The SEC or CFTC has found firm or an advisory affiliate to have been involved in a violation of its rules. No matter which stage you're at, Sedway Financial will help you establish an investing approach that fits your circumstances.